Time is money.
Get back more of both
after total loss events.

Level is the total loss management solution for auto finance. We help recover the millions of dollars left on the table after a total loss event for you and your borrower.

More paid in full accounts, less leg work.

Level maximizes recovery and accelerates time to payment by disputing underpaid insurance settlements, filing GAP claims and automating total loss workflows.

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Trusted by these lenders and more...

Claims Chaos, Controlled.

Let Level handle the busy work while your loss mitigation team focuses on your customers.

core service
Lift

Eliminate missed opportunities to collect what you are really owed

Modular add-on
GAP Claims

Submit, track and resolve GAP claims, without chasing borrowers

Modular add-on
Payment Tracking

Claims paid faster, without waiting on hold

Get true, fair market value for every car

Identify anomalies
Identify anomalies

Our review engine surfaces high-value, often missed opportunities that can add up to millions in uncaptured recovery, while flagging the claims that are already fair.

Build the case
Build the case

We automatically generate comprehensive, data-backed dispute packets tailored to specific carrier guidelines.

Recover funds
Recover funds

Our specialized negotiation team executes the dispute directly with the carrier, tracking progress in real-time until the revised settlement is deposited into your accounts.

AI finds the errors.
People win the disputes.

When you work with Level, you hire claims experts made sharper by our proprietary AI, not replaced by it.

The AI
Analyzes every valuation report
No claim goes unreviewed, at any volume
Detects insurance company mistakes
Identifies data errors that lead to unfair valuations
Flags real upside
Surfaces the claims with meaningful recovery potential and approves valuations that are already fair
The Experts
Exercise judgment
Our claims professionals support you through the most complicated disputes
Engage adjusters with empathy
Our team brings decades of carrier-side adjusting experience to your organization
Provide appraisal clause support
Licensed appraisers help borrowers understand insurer vehicle valuation methodologies and appraisal best practices

Powered by AI that improves with every claim

50,000+
Claims reviewed
$300M
In settlements analyzed for fairness
100+
Insurance Carriers Supported

One portal. Every claim. Get started in days.

A secure, SOC2 compliant environment providing complete transparency into your dispute pipeline, recovery metrics, and individual claim statuses.

Level portal dashboard

Trusted by institutional leaders.

“Level transformed a process we assumed was a sunk cost into a highly predictable revenue stream. Their platform integrates seamlessly, and their adjusters speak the carriers’ language.”
TR
Thomas Reynolds
SVP Risk Management, GM Financial
Accent
Default
Serif
“The sheer volume of total loss claims makes manual review impossible. Level’s AI identifies the discrepancies instantly, and their human team ensures the carriers actually pay out.”
SC
Sarah Chen
Director of Recoveries, Ally
Default
Green
Sans
“Level transformed a process we assumed was a sunk cost into a highly predictable revenue stream. Their platform integrates seamlessly, and their adjusters speak the carriers’ language.”
TR
Thomas Reynolds
SVP Risk Management, GM Financial
Default
Default
Serif
“The sheer volume of total loss claims makes manual review impossible. Level’s AI identifies the discrepancies instantly, and their human team ensures the carriers actually pay out.”
SC
Sarah Chen
Director of Recoveries, Ally
Default
Green
Sans
“Level transformed a process we assumed was a sunk cost into a highly predictable revenue stream. Their platform integrates seamlessly, and their adjusters speak the carriers’ language.”
TR
Thomas Reynolds
SVP Risk Management, GM Financial
Accent
Default
Serif
“Level transformed a process we assumed was a sunk cost into a highly predictable revenue stream. Their platform integrates seamlessly, and their adjusters speak the carriers’ language.”
TR
Thomas Reynolds
SVP Risk Management, GM Financial
Default
Default
Serif
“Level transformed a process we assumed was a sunk cost into a highly predictable revenue stream. Their platform integrates seamlessly, and their adjusters speak the carriers’ language.”
TR
Thomas Reynolds
SVP Risk Management, GM Financial
Default
Default
Serif
“The sheer volume of total loss claims makes manual review impossible. Level’s AI identifies the discrepancies instantly, and their human team ensures the carriers actually pay out.”
SC
Sarah Chen
Director of Recoveries, Ally
Default
Green
Sans
“Level transformed a process we assumed was a sunk cost into a highly predictable revenue stream. Their platform integrates seamlessly, and their adjusters speak the carriers’ language.”
TR
Thomas Reynolds
SVP Risk Management, GM Financial
Accent
Default
Serif